Ingqokelela yamva nje kunye neyona ibanzi yeendlela zokuhlawula zaseRussia

I-GOOFIX & FIXDEXi-ankile ye-wedge(ngebholithi) isibopheleloiingcebiso

Okwangoku, ukuthetha ngokubanzi, yonke intlawulo yebhanki eRashiya kufuneka ihlaziywe ngesandla. Iimveliso ezinobuthathaka azikwazi ukufakwa kwi-akhawunti, kwaye ixesha lokufola lokungena kwi-akhawunti lide kakhulu. Iinkcukacha ziya kuhluka kwibhanki nganye kunye nommandla ngamnye (kuxelwa ukuba i-akhawunti ye-Kunlun) Ayikwazanga ukuqokelela iintsuku ezimbalwa).

Kuphela yintlawulo ye-RMB exhaswayo, kwaye phantse akunakwenzeka ukuvula iakhawunti entsha ngoku.(iintonga ezinemisonto / din975)

IBhanki yaseTshayina: Iseyeyona ndlela iphambili yokuqokelelwa kwentlawulo, kodwa umgaqo-nkqubo wokuqokelela intlawulo nawo uya uqiniswa. Abathengi abaninzi baya kuhlangabezana neemeko apho ibhanki efumanayo iye yazisa i-akhawunti yentlawulo. Xa ungenisa amaxwebhu okuphononongwa kwe-akhawunti, ibhanki efumanayo iya kuthi Ukuba into (imveliso) inovakalelo okanye amaxwebhu awahambelani, imali iya kubuyiselwa ukuba umyalelo ubuyiselwe.

Ukongeza, phakathi kweebhanki ezinkulu ezintathu ngoku eziphethe iintlawulo ze-RMB eziwela imida ukusuka eRashiya ukuya eTshayina, iBhanki yoKwakha yaseChina kunye ne-ICBC baye bayeka ishishini labo lebhanki. Ke ngoko, lonke ishishini lebhanki le-arhente ngoku lenziwa yiBhanki yaseTshayina, eyona icothayo kuzo zonke iibhanki zase-UK naseTshayina. Phantse bonke baxinge kundlunkulu belindele ukuphononongwa.

I-CCB okwangoku yamkela kuphela abathengi abakhoyo, kwaye phantse akunakwenzeka ukuvula iakhawunti entsha (ibholithi yestud)

IBhanki yoKwakha yaseChina: I-CCB iyeke ngokupheleleyo ishishini layo lebhanki ye-arhente kwaye isebenza kuphela iCCB njengebhanki efumanayo. Ekubeni iye yamisa ngokupheleleyo ishishini layo lebhanki ye-arhente, ngokwengxelo yokwenyani, isantya sentlawulo yeCCB ngoku sisona sikhawulezayo. Nangona kunjalo, malunga nenkqubo yobalo, uphononongo lweBhanki yoKwakha yaseChina nalo lungqongqo. Eminye imimandla ayisaluxhasi kwaphela ishishini lokuhlawula kwangaphambili, kwaye iifomu zokubhengeza ukuthunyelwa kwempahla kwamanye amazwe kufuneka zingeniswe.

I-ICBC: NjengeBhanki yoLwakhiwo yaseChina, iliyekile ngokupheleleyo ishishini layo lebhanki. Ineemfuno zokuthotyelwa eziphezulu kakhulu kunye nokuvulwa kumxinwa. Ijongana kuphela nabathengi abakhulu abakhoyo. Kwakhona ngokusisiseko yazisa bonke abathengi abancinci abakhoyo ukuba ayisayi kuphinda iphathe ishishini elinxulumeneyo.

Ezinye iibhanki zesizwe: ezifana Bank Agricultural of China, Bank of Communications, CITIC Bank, etc. Ukuba umthengi ekhoyo enkulu ezi bhanki, abaninzi kubo usenokwamkela RMB isusiwe eRashiya. I-arhente yebhanki ngoku yiBhanki yaseTshayina.

Ezi bhanki ngoku zinika ingxelo yokuba ukusebenza kwetyala kukhawuleza kunoko kweBhanki yaseTshayina, kodwa ubunzima bokuqinisekisa ukungena kwe-akhawunti kuye kwanda kakhulu. Ulawulo lomngcipheko lusoloko luqalwa, nto leyo ekhokelela ekuhlawulweni nasekubuyiselweni kwembuyekezo emva kokuba imali ifikile.

Ezinye iibhanki zasekuhlaleni: ezifana neTailong Bank, iMintai Bank kunye nezinye iibhanki zorhwebo zasemaphandleni. Kuba ezi bhanki zinemfuno enkulu yabathengi, kuthiwa ezinye iindawo zinokuvuma ukuvulwa kweeakhawunti ezintsha. Ekubeni zincinci ngobukhulu kwaye zingenalo ushishino oluninzi olunxulumene namazwe angaphandle, kwezi bhanki zorhwebo zasemaphandleni, nje ukuba ibhanki ye-arhente ayibuyisi i-akhawunti, kuyimfuneko ukuphonononga ii-akhawunti. Nangona kunjalo, kulula kakhulu ukungena kwi-akhawunti kunebhanki yelizwe.

Kuphela intlawulo yeeruble ixhaswa, kwaye ii-akhawunti ezintsha zinokuvulwa ngoku.(iintonga ze-B7)

I-Hunchun Rural Commercial Bank: Kufuneka uye kwikhawuntara ye-ofisi eyintloko yaseHunchun okanye isebe laseChangchun kudliwano-ndlebe. Gcwalisa i-akhawunti yokuvula ifom yokuhlola kwangaphambili kwisigaba sokuqala, kwaye uphononongo lwangaphambili luya kugqitywa kwiintsuku zokusebenza ze-1-2.

Kwinqanaba lokunyameka emva kokuphumelela uviwo lwangaphambili, ibhanki iya kusebenzisana neSF Express, ibeke iiodolo ngeqonga leFengchuang leSF Express, kwaye iphathise abasebenzi beSF Express ukuba baye kwindawo yenkampani ukurekhoda iividiyo kunye nokuthatha iifoto nabantu abasemthethweni.

Emva kokuba inkuthalo igqityiwe, ibhanki iya kwazisa ishishini kwaye wenze idinga kwikhawuntara ethile ukuvula i-akhawunti. Ngoku kulindeleke ukuba umgca uya kuthatha malunga neenyanga ezi-2.

I-Hunchun Bank iya kuvula i-RMB kunye ne-akhawunti ye-ruble kumashishini ngexesha elifanayo, kodwa akukho bhanki ye-intanethi ye-akhawunti ye-ruble. Ukuhlawula kunye nokuthengiswa kotshintshiselwano lwangaphandle kuya kusingathwa ngokuboniswa ngesandla. Amaxwebhu e-elektroniki askenwe ngamaphepha aya kubonelelwa ukulungiselela ukuhlawula kunye nokuthengiswa kwemali yangaphandle kunye nokuthunyelwa kunye nokuthunyelwa kweemali.

Isaziso samva nje kukuba ukususela ngo-Matshi 25, 2024, iimali ezithunyelwa ngaphandle kwemida ziya kuhlawuliswa umrhumo we-3 ‰ yemali ethunyelweyo, ubuncinci be-yuan ye-50 ngentengiselwano. Ukuvulwa kweakhawunti yenkampani eqhelekileyo akufuni mntu. Ungaqhagamshelana ngqo neSebe International of Hunchun Rural Commercial Bank ukuvula i-akhawunti simahla.

I-Suifenhe Rural Commercial Bank: Ungaya kwikhawuntara ye-Ofisi kaNdlunkulu waseSuifenhe kudliwano-ndlebe, kwaye ikwaxhasa ukuvulwa kweakhawunti yengqina emva kokukhuthala.(isikrufu sekhonkrithi)

Emva kokuba i-akhawunti ivulwe ngempumelelo, ulwazi lwe-akhawunti kunye nekhaka le-USB yebhanki ye-intanethi iya kuthunyelwa kwinkampani. Kwakhona akukho bhanki ye-intanethi yee-akhawunti ze-ruble, kodwa izinga lokuhlaliswa kotshintshiselwano lwangaphandle lusekelwe kwixabiso leBhanki yaseChina. Okwangoku akukho ntlawulo yokusingatha intlawulo enqumla imida, kwaye akwaziwa ukuba iya kuhlawuliswa na kwixesha elizayo.

Ukongezelela, ekubeni akukho bhanki ye-intanethi yee-akhawunti ze-ruble, amava omsebenzisi angawona alungile, kwaye iinkampani kufuneka ziqwalasele ngononophelo ngaphambi kokuvula i-akhawunti.

Ukuxhasa ukuqokelelwa kwe-ruble kunye ne-RMB, kunzima kakhulu ukuvula iakhawunti.(isibiyeli photovoltaic )

I-Kunlun Bank: Okwangoku ibhekisa kuphela kwiiakhawunti ze-Kunlun Bank. Iiakhawunti ze-elektroniki ebezinamarhe ngaphambili ziyekile ukuqokelela iintlawulo emva kwenye. Iimfuno zokuvula iakhawunti ye-Kunlun Bank azikaziwa ngoku. Kukho amarhe okuba idiphozithi yamashumi ezigidi kunye nengeniso engaphezulu kwezigidi ezili-100 ziyafuneka ukuze zifaneleke. Ukuvula iakhawunti yebhanki kusebenzisa inkqubo yokubhukisha, kwaye ukungena kuya kwaliwa ngaphandle kokubhukisha.

VTB Shanghai Branch: Yibhanki ethe yabuzwa mva nje. I-VTB inokusebenzisa iinkampani ezikude nonxweme ukuvula ii-akhawunti ze-NRA ngaxeshanye, kwaye inokusebenzisa iinkampani zasekhaya ukuvula iiakhawunti zasekhaya.

Nangona kunjalo, ukuba inkampani ye-offshore ivula i-akhawunti ye-NRA kwi-VTB Shanghai Branch, ngenxa yempembelelo yezohlwayo, ukuthunyelwa kwemali kwiibhanki zasekhaya ngale akhawunti kunokukhatywa yibhanki efumanayo, ngoko kuyacetyiswa ukuba uvule i-akhawunti ngenkampani yasekhaya. .

Okwangoku, iiakhawunti ezivulwe ngeVTB Shanghai Branch azikwazi okwethutyana ukuhlawula kwiibhanki zaphesheya ngaphandle kweRussia neBelarus. Ukuhlawula imida ye-RMB phakathi kwe-China ne-Russia, bobabini abahlawuli kunye nabahlawulwayo kufuneka babe nee-akhawunti ze-VTB kwaye baqhube ukuhlaliswa kwemida ngokusebenzisa inkqubo yangaphakathi ye-VTB. Kwaye i-ruble yokuhlala ixhasa zonke iibhanki zaseRashiya.

Kufuneka kuqatshelwe ukuba isantya sokuvula i-akhawunti ye-VTB sixhomekeke kwikhono labathengi baseRashiya ukuyikhuthaza. Ukuba ufaka isicelo kummeli wasekhaya, ukongeza ekuhlawuleni imirhumo ephezulu yesitishi, kuya kufuneka ukuba ulinde ubuncinci iinyanga ezi-2 okanye nangaphezulu.

I-Paypal: Ngeentlawulo ze-e-commerce ezinqamlezayo-imali encinci yedola yaseMelika, abathengi baseRussia banokuthumela iidola zaseMelika ngePaypal kwaye bazinze kwi-RMB. (isibiyeli selanga kunye nokulungiswa kwelanga)

Izikhwama ze-elektroniki: Iingxowa ze-elektroniki zaseRashiya ezifana neQiwi, iWebmoney, i-Yandex.Money, njl. ziindlela zokuhlawula eziqhelekileyo phakathi kwamaRashiya.

Mhlawumbi ukucela abathengi ukuba bavule iakhawunti yaseTshayina yendawo yokuthunyelwa kwemali yindlela ekhawulezayo.

Okokugqibela, kucetyiswa ukuba ulinde de intlawulo yeodolo ifunyenwe ngaphambi kokuthunyelwa, kwaye ukhumbule ukukhusela amalungelo akho kunye nezinto ezinomdla.