Iqoqo lakamuva neliphelele leziteshi zokukhokha zaseRussia

I-GOOFIX & FIXDEXihange le-wedge(ngebhawudi) isibopheleloamathiphu

Njengamanje, ngokujwayelekile, konke ukudluliswa kwebhange eRussia kumele kubuyekezwe mathupha. Imikhiqizo ebucayi ayikwazi ukufakwa ku-akhawunti, futhi isikhathi somugqa sokungena ku-akhawunti naso side kakhulu. Imininingwane izohluka ebhange ngalinye nakusifunda ngasinye (kubikwa ukuthi i-akhawunti ye-Kunlun) Ayikwazanga ukuqoqwa izinsuku ezimbalwa).

Inkokhelo ye-RMB kuphela esekelwayo, futhi cishe akunakwenzeka ukuvula i-akhawunti entsha njengamanje.(imicu izinduku / din975)

IBhange LaseShayina: Kuseyisixhumi esibonakalayo esiyinhloko sokuqoqwa kwenkokhelo, kodwa inqubomgomo yokuqoqwa kwezinkokhelo nayo iya iqiniswa ngokwandayo. Amakhasimende amaningi azohlangabezana nezimo lapho ibhange elamukelayo lazise i-akhawunti ngenkokhelo. Lapho uthumela amadokhumenti ukuze abuyekezwe i-akhawunti, ibhange elitholayo lizokwenza Uma into (umkhiqizo) izwela noma amadokhumenti engahambisani, imali izobuyiselwa uma i-oda libuyiselwa.

Ngaphezu kwalokho, phakathi kwamabhange amathathu amakhulu okuyimanje aphethe izinkokhelo ze-RMB eziwela imingcele esuka eRussia eya e-China, i-China Construction Bank kanye ne-ICBC amise ibhizinisi lawo lamabhange e-ejensi. Ngakho-ke, wonke amabhizinisi amabhange e-ejensi okwamanje enziwa yiBhange LaseChina, okuyilona elihamba kancane phakathi kwawo wonke amabhange ase-UK naseShayina. Cishe bonke babambeke endlunkulu balinde ukubuyekezwa.

I-CCB okwamanje yamukela amakhasimende akhona kuphela, futhi cishe akunakwenzeka ukuvula i-akhawunti entsha(umshudo)

I-China Construction Bank: I-CCB ilimise ngokuphelele ibhizinisi layo lokubhanga le-ejensi futhi isebenzisa i-CCB kuphela njengebhange elamukelayo. Njengoba ilimise ngokuphelele ibhizinisi layo lokubhanga le-ejensi, ngokwempendulo yangempela, isivinini sokukhokha se-CCB yisona esishesha kakhulu njengamanje. Nokho, mayelana nenqubo yokubalwa kwezimali, ukubuyekezwa kwe-China Construction Bank nakho kuqinile uma kuqhathaniswa. Ezinye izindawo azisasekeli nhlobo ibhizinisi lokukhokha kusengaphambili, futhi amafomu esimemezelo sezimpahla ezithunyelwa ngaphandle kufanele athunyelwe.

I-ICBC: NjengeBhange Lokwakha lase-China, selimise ngokuphelele ibhizinisi lalo lamabhange. Inezidingo zokuthobela eziphezulu kakhulu kanye nokuvuleka okuncane kakhulu. Isebenza kuphela namakhasimende amakhulu akhona. Iphinde yazisa wonke amakhasimende amancane akhona ukuthi ngeke isaphatha ibhizinisi elihlobene.

Amanye amabhange kazwelonke: njenge-Agricultural Bank of China, Bank of Communications, CITIC Bank, njll. Uma uyikhasimende elikhulu elikhona lala mabhange, amaningi awo asengayamukela i-RMB ekhishiwe evela e-Russia. Ibhange lomenzeli okwamanje yiBhange LaseShayina.

Lawa mabhange njengamanje abika ukuthi ukusebenza kahle kwekhredithi kushesha kakhulu kunalokho kweBhange LaseShayina, kodwa ubunzima bokuqinisekisa ukufakwa kwe-akhawunti bukhule kakhulu. Ukulawula ubungozi kuvame ukucushwa, okuholela ekukhokheni emuva nokubuyiselwa kwemali ngemva kokufika kwezimali.

Amanye amabhange endawo: njengeTailong Bank, iMintai Bank namanye amabhange okuhweba asemaphandleni. Ngenxa yokuthi la mabhange anesidingo esikhulu samakhasimende, kuthiwa ezinye izindawo zingavuma nokuvulwa kwama-akhawunti amasha. Njengoba bebancane ngosayizi futhi abanalo ibhizinisi elihlobene nangaphandle, kulawa mabhange okuhweba asemaphandleni, inqobo nje uma ibhange le-ejenti lingabuyisi i-akhawunti, kuyadingeka ukubuyekeza ama-akhawunti. Nokho, kulula kakhulu ukufaka i-akhawunti kunebhange likazwelonke.

Inkokhelo yama-ruble kuphela esekelwayo, futhi ama-akhawunti amasha angavulwa okwamanje.(Izinduku ze-B7)

I-Hunchun Rural Commercial Bank: Udinga ukuya kwikhawunta yehhovisi elikhulu lase-Hunchun noma igatsha lase-Changchun ukuze uthole inhlolokhono. Gcwalisa ifomu lokubuyekeza kusengaphambili lokuvula i-akhawunti ekuqaleni, futhi ukuhlola kuqala cishe kuzoqedwa phakathi nezinsuku zokusebenza ezingu-1-2.

Esigabeni sokukhuthala ngemuva kokuphumelela ukuhlolwa kwangaphambili, ibhange lizosebenzisana ne-SF Express, lifake ama-oda ngenkundla ye-SF Express's Fengchuang, futhi liphathise abasebenzi be-SF Express ukuthi baye endaweni yenkampani ukuze barekhode amavidiyo futhi bathathe izithombe nabantu abasemthethweni.

Ngemva kokuphothula ukunakekela okufanele, ibhange lizokwazisa ibhizinisi futhi lenze i-aphoyintimenti yekhawunta ethile ukuze ivule i-akhawunti. Njengamanje kulindeleke ukuthi ulayini uthathe cishe izinyanga ezi-2.

I-Hunchun Bank izovula ama-akhawunti e-RMB nama-ruble amabhizinisi ngesikhathi esifanayo, kodwa akukho ukubhange kwe-inthanethi kwama-akhawunti we-ruble. Ukukhokhwa nokudayiswa kwemali yangaphandle kuzosingathwa ngokwethulwa mathupha. Amadokhumenti e-elekthronikhi askeniwe ngamaphepha azohlinzekwa ukuze kukhokhelwe futhi kudayiswe imali yangaphandle kanye nokuthunyelwa nokuthunyelwa kwezimali.

Isaziso sakamuva ukuthi kusukela ngoMashi 25, 2024, izimali ezithunyelwa ngaphandle kwemingcele zizokhokhiswa imali engu-3 ‰ yenani elikhishiwe, okungenani ngamayuan angama-50 ngomsebenzi ngamunye. Ukuvulwa kwe-akhawunti yebhizinisi evamile akudingi umlamuli. Ungathintana ngqo noMnyango Wamazwe Ngamazwe we-Hunchun Rural Commercial Bank ukuze uvule i-akhawunti mahhala.

I-Suifenhe Rural Commercial Bank: Ungaya kwikhawunta yeHhovisi Lenhloko Yase-Suifenhe ukuze uthole inhlolokhono, futhi isekela ukuvulwa kwe-akhawunti yofakazi bekude ngemva kokusebenza kude.(isikulufu sikakhonkolo)

Ngemuva kokuvulwa kwe-akhawunti ngempumelelo, imininingwane ye-akhawunti kanye nesihlangu se-USB sokubhanga ku-inthanethi kuzothunyelwa enkampanini. Akukho futhi ukubhanga ku-inthanethi kwama-akhawunti e-ruble, kodwa izinga lokukhokhela imali yangaphandle lisekelwe enanini laseBhange LaseChina. Okwamanje ayikho imali yokusingatha inkokhelo ewela umngcele, futhi akwaziwa ukuthi izokhokhiswa yini esikhathini esizayo.

Ngaphezu kwalokho, njengoba kungekho ukubhange kwe-inthanethi kwama-akhawunti we-ruble, isipiliyoni sangempela somsebenzisi empeleni asisihle, futhi izinkampani zidinga ukucubungula ngokucophelela ngaphambi kokuvula i-akhawunti.

Ukusekela ukuqoqwa kwe-ruble ne-RMB, kunzima kakhulu ukuvula i-akhawunti.(ubakaki photovoltaic )

I-Kunlun Bank: Okwamanje ibhekisela kuphela kuma-akhawunti aphathekayo e-Kunlun Bank. Ama-akhawunti ka-elekthronikhi okungenzeka ukuthi anamahemuhemu ngaphambilini ayeke ukuqoqa izinkokhelo ngokulandelana. Izidingo zokuvula i-akhawunti ye-Kunlun Bank akwaziwa okwamanje. Kunamahlebezi okuthi idiphozithi engamashumi ezigidi kanye nenzuzo engaphezu kwezigidi eziyi-100 kuyadingeka ukuze ufaneleke. Ukuvula i-akhawunti yasebhange kusebenzisa uhlelo lokubhukha, futhi ukungena kuzonqatshwa ngaphandle kokubhukha.

I-VTB Shanghai Branch: Yibhange elisanda kubuzwa. I-VTB ingasebenzisa izinkampani zaphesheya kwezilwandle ukuvula ama-akhawunti e-NRA ngesikhathi esifanayo, futhi ingasebenzisa nezinkampani zasekhaya ukuvula ama-akhawunti asekhaya.

Kodwa-ke, uma inkampani ye-offshore ivula i-akhawunti ye-NRA e-VTB Shanghai Branch, ngenxa yomthelela wezigwebo, izimali ezithunyelwa emabhange asekhaya ngale akhawunti zinganqatshwa ibhange elitholayo, ngakho-ke kusanconywa ukuvula i-akhawunti ngenkampani yasekhaya. .

Njengamanje, ama-akhawunti avulwe nge-VTB Shanghai Branch awakwazi okwesikhashana ukukhokhela amabhange aphesheya ngaphandle kwaseRussia naseBelarus. Ukuze kukhokhelwe i-RMB emngceleni phakathi kwe-China ne-Russia, bobabili abakhokhayo nabakhokhelwayo kudingeka babe nama-akhawunti e-VTB futhi benze ukukhokhelana kwemingcele ngohlelo lwangaphakathi lwe-VTB. Futhi ukukhokhelwa kwe-ruble kusekela wonke amabhange aseRussia.

Kumele kuqashelwe ukuthi isivinini sokuvulwa kwe-akhawunti ye-VTB sincike emandleni amakhasimende aseRussia ukuyikhuthaza. Uma ufaka isicelo ngommeli wasekhaya, ngaphezu kokukhokha imali ephezulu yesiteshi, kuzodingeka futhi ulinde okungenani izinyanga ezi-2 noma ngaphezulu.

I-Paypal: Ngezinkokhelo ze-e-commerce eziwela umngcele inani elincane lamadola aseMelika, amakhasimende aseRussia angathumela amadola ase-US nge-Paypal bese azinza nge-RMB.(ubakaki welanga nokulungiswa kwelanga)

Izikhwama zikagesi: Izikhwama zikagesi zaseRussia ezifana ne-Qiwi, Webmoney, Yandex.Money, njll. izindlela zokukhokha ezivamile phakathi kwamaRussia.

Mhlawumbe ukucela amakhasimende ukuthi avule i-akhawunti yendawo yamaShayina ukuze athunyelwe imali kuyindlela esheshayo.

Okokugcina, kunconywa ukuthi ulinde kuze kube yilapho inkokhelo ye-oda yamukelwa ngaphambi kokuthunyelwa, futhi ukhumbule ukuvikela amalungelo akho kanye nezintshisekelo zakho.